My wife and I have worked very hard to accumulate funds needed to afford our first home. We knew that there would be many expenses associated with homeownership and we wanted to be as prepared as possible. When we got the keys to our new home we leaped for joy. We hurried to the the house eager to start the next chapter of our lives. I asked my lovely wife to do the “ribbon-cutting” honors by being the first to unlock the door and enter the house, I was right behind her as I was so excited to see new house again. Everything had seemed fine when we did our walkthough a couple days before, so we had no reason to think there would be any issues. We had asked our real estate agent to set the thermostat to a comfortable 68 degrees prior to closing. We wanted the house to be comfortable when we arrived. We bought the house in September and knew that it would be hot and stuffy if the air conditioning wasn’t on. When we walked in, we were greeted by hot and humid air instead of the anticipated comfort. I decided to check the thermostat. From the looks from it, it had been switched on and set just as requested. When I shifted the on/off switch to try and engage the HVAC system, the only response was a groaning noise and we knew there was a problem. Our first unexpected expense didn’t take long. We called our local technician and had him out the following day to make the repairs. Thankfully, it didn’t require a complete replacement, but it wasn’t cheap. We were able to move in the following weekend and couldn’t be happier.